Proper planning can reduce your chances of having to depend on others for financial support and help ensure that you have a legacy to pass on to your loved ones; two of the top worries for seniors.

Baby boomers are increasingly finding answers to health questions online, and not necessarily just on medical Web sites. They're finding health information, personal stories and support on social networking sites where members engage directly with other members through private messages and online groups.

How do you plan to spend retirement? Will you be doing all the things you wanted to do when you were younger but didn't have the time or resources for, or will you be at the mailbox waiting for your welfare check?

The death of a spouse, declining health or safety concerns can trigger the need to move. The first phase comes with the realization that what has been home is no longer suitable. Finding a professional who knows the ropes can make it easier for the more than 29 percent of home sellers age 65 and older who move into an active-adult community or senior-related housing each year.

The women of today may be at risk of osteoporosis, but treatments are now available to help strengthen bones, and repair spinal fractures.

Sore muscles, joint pain and mental slowdowns might seem inevitable as you grow older. But what if degeneration wasn't a part of the aging process? Staying active is key for a healthy lifestyle, but what else can you do for your body as it ages?

You're not just sitting on your hands waiting for the recession to end; you're taking steps to financially secure the future for yourself and your loved ones. But there's one important financial planning matter you may be avoiding, and if you are, you're not alone. Here's how to approach the delicate topic of preplanning a funeral.